WARTA Insurance and Reinsurance Company maintains a steady position as the second largest insurer on the market.

WARTA's offer comprises over 160 products geared towards a diverse group of individual and corporate clients. The available lines include motor, property and personal as well as financial and third party liability insurance. Also offered is all-risk coverage for large enterprises and packages aimed at small and medium businesses. The Company is a leader in marine and aviation insurance.

To facilitate client access to all lines of insurance and investment funds, WARTA and its subsidiaries have joined forces. Under the auspices of a single Insurance and Finance Group (WARTA Insurance and Reinsurance Company, TUnŻ WARTA, KBC TFI) property and personal insurance as well as life insurance and retirement annuity policies are offered. As a result, clients can now take advantage of a full and complementary mix of individual and collective insurance and financial products.

To save clients' time and better address their individual needs, WARTA's experts have been continually broadening its product offer and devising advanced and flexible insurance schemes to offer customized coverage and policy terms and conditions and develop the capacity to design tailor-made products.

For the convenience of its clients, WARTA has set up a 24h EMERGENCY RESPONSE CENTER that is ready around the clock to provide assistance and handle claims swiftly and efficiently.

WARTA and Kredyt Bank have pioneered bancassurance services in Poland. The combination of banking and insurance products and the advantage of sharing sales networks provides the clients of both companies with the benefits of a broader offer, improved product availability and time savings.
Kredyt Bank branches offer motor, household and travel insurance, insurance for bank account and payment-card holders as well as credit-linked life insurance. Over 1000 authorized employees of Kredyt Bank can offer WARTA insurance to individual clients and small enterprises. Sales of more complex insurance products and higher insurance amounts are referred to WARTA agents.

The partnership is extended to assurbanking services whereby WARTA salespeople offer Kredyt Bank products to their clients.

WARTA is constantly expanding its sales network, both traditional and based on new technologies.

WARTA's geographic range covers all of Poland. The Company maintains 11 macroregions  (including the Gdynia Marine Branch), 49 sales regions and 213 representative offices and markets its products through its nearly six thousand strong sales force. Field units rely on their own agent network and on the services of multiple agents and brokers.

The extensive field organization helps clients contact agents, facilitates claim-handling process and allows WARTA to respond faster to changing client needs.

A distribution channel of growing significance are the Kredyt Bank branches that cooperate with WARTA under the bancassurance program.

For the convenience of its clients, WARTA has developed a system of Internet access to insurance products that offers fast and effective coverage and simplified procedures. The Internet serves as a vehicle for marketing the most popular property, travel and life insurance as well as investment funds.

Information on all products and the option to set up an appointment with a salesperson are available on our website at www.warta.pl and at our free infoline 0-801 308 308.